Household Budget Planner  
  It's not always easy to estimate how much spare cash you have.  However our simple budget planner can help you calculate the money you spend and ensure that you have sufficient funds left to buy your dream property.  If you don't know for certain, take an average over say 3 months and use that as guide.  Remember though, don't count overtime or other income you don't know for certain will continue to be paid.  
   
   
  MONTHLY INCOME    £ Per Month     £ Per Month     
      Your earnings after tax          
      Partner's earnings after tax          
      Other Income (Investments, etc.)          
      TOTAL INCOME AFTER TAX        
                   
  MONTHLY EXPENDITURE            
      Mortgage/Rent          
      Life Assurance,  Pensions, Etc.          
      Council Tax/Rates          
      Utilities          
      Telephone, Broadband, Sky TV          
      Home & Conents Insurance          
      Commuting Costs to work          
      Fuel Costs & Maintenance          
      Car Insurance and Road Tax          
      Food & Clothing          
      Existing borrowing          
      Other loans and HP Payments          
      Credit Payments          
      Entertainment          
      Other expenses, Christmas, etc.          
      TOTAL EXPENDITURE          
                   
  MONTHLY DISPOSABLE INCOME          
  (Your income less expenses)